Skimming is a fraudulent practice where criminals secretly copy payment card information during legitimate transactions. This typically involves installing specialized devices on payment terminals or ATMs to capture card data and PIN numbers.
Key Components
- Card data capture devices
- Hidden cameras for PIN theft
- Bluetooth transmission capability
- Data storage mechanisms
- Counterfeit card creation
Common Locations
- ATM machines
- Gas station pumps
- Restaurant POS systems
- Retail payment terminals
- Self-service kiosks
Detection Signs
- Loose or additional card readers
- Unusual device attachments
- Misaligned components
- Hidden cameras
- Bluetooth scanning devices
Prevention Methods
- Regular equipment inspection
- Tamper-evident seals
- PIN shield implementation
- Employee training
- Security camera monitoring
Consumer Protection
- Cover PIN entry
- Use contactless payment
- Monitor transactions
- Check for tampering
- Report suspicious devices
Skimming remains a significant threat despite modern security measures. Regular vigilance by both businesses and consumers is essential for prevention.